BANKING AWARENESS : SPECIAL REFERENCE TO BANKING INDUSTRY

Acronyms

Acronyms In Table Format :

LIST OF ABBREVIATIONS
AACS	Advanced Access Content System
AD	Authorized Dealer
ADB	Asian Development Bank
A.E.	Advance Estimates
AEs	Advanced Economies
ALM	Assets Liability Management
AMA	Advance Measurement Approach
AML	Anti Money Laundering
ASEAN	Association of Southeast Asian Nations
ASSOCHAM	Associated Chambers of Commerce and Industry of India
ATBs	Auction Treasury Bills
ATM	Automated Teller Machine
BC	Business Correspondent
BCBS	Basel Committee on Banking Supervision
BCP	Business Continuity Planning
BCSBI	Banking Codes and Standards Board of India
BE	Budget Estimates
BFS	Board for Financial Supervision
BI	Business Intelligence
BIFR	Board for Industrial and Financial
Reconstruction
BIS	Bank for International Settlements
BO	Banking Ombudsman
BPL	Below Poverty Line
BPLR	Benchmark Prime Lending Rate
bps	Basis Points
BPSS	Board of Payment and Settlement System
BRBNMPL	Bharatiya Reserve Bank Note Mudran Private Limited
BSE	Bombay Stock Exchange
BWA	Broadband Wireless Access
CAB	Current Account Balance
CACP	Commission for Agricultural Costs and Prices
CAD	Current Account Deficit
CAFL	Centre for Advanced Financial Learning
CAFRAL	Centre for Advanced Financial Research and Learning
CAS	Central Account Section
CBLO	Collateralized Borrowing and Lending Obligation
CBRC	China Banking Regulatory Commission
CBS	Core Banking Solutions
CCBs	Central Cooperative Banks
CCIL	Clearing Corporation of India Ltd.
CCP	Central Counter Parties
CCs	Currency Chests
CDBS	Currency Disintegration and Briquetting System
CDR	Corporate Debt Restructuring
CDs	Certificates of Deposit
CDS	Credit Default Swap
CGA	Controller General of Accounts
CIC	Core Investment Company
CII	Confederation of Indian Industry
CIP	Central Issue Price
CMBs	Cash Management Bills
CODs	Central Office Department
CoR	Certificate of Registration
CP	Commercial Paper
CPADS	Centralised Public Account Department Systems
CPI	Consumer Price Index
CPI-IW	Consumer Price Index for Industrial Workers
CPIO	Chief Public Information Officer
CPIOs	Central Public Information Officers
CPSS	Committee on Payment and Settlement Systems
CPSUs	Central Public Sector Undertakings
CRA	Credit Rating Agencies
CRAR	Capital to Risk weighted Assets Ratio
CRCS	Central Registrar of Co operative Societies
CRM	Customer Relationship Managementix
CRR	Cash Reserve Ratio
CSF	Consolidated Sinking Fund
CSO	Central Statistics Office
CTS	Cheque Truncation System
CVPS	Currency Verification and Processing System
DCCBs	District Central Co operative Banks
DEPR	Department of Economic  and  Policy Research
DGA	Duration Gap Analysis
DGCI&S	Directorate General of Commercial Intelligence and Statistics
DICGC	Deposit Insurance and Credit Guarantee Corporation
DIF	Deposit Insurance Fund
DIT	Department of Information Technology
DR	Disaster Recovery
DRM	Dispute Resolution Mechanism
DSIM	Department of Statistics and Information Management
DSS	Decision Support Systems
DTC	Direct Tax Code
DTL	Demand and Time Liabilities
DWM	Dynamic Working Model
EBT	Electronic Benefit Transfer
ECB	External Commercial Borrowings
ECCS	Express Cheque Clearing System
ECS	Electronic Clearing Services
EKP	Enterprise knowledge Portal
EMDEs	Emerging Market and Developing Economies
EMEs	Emerging Market Economies
EMS	Estate Management System
ERER	Equilibrium Real Exchange Rate
ETL	Extract Transform and Load
FAO	Food and Agriculture Organization
FC	Finance Commission
FCI	Food Corporation of India
FCMD	Financial Conglomerates Monitoring Division
FCNR(B)	Foreign Currency Non Resident Accounts (Banks)
FDI	Foreign Direct Investment
FEMA	Foreign Exchange Management Act
FI	Financial Institutions
FICCI	Federation of Indian Chambers of Commerce & Industry
FIF	Financial Inclusion Fund
FITF	Financial Inclusion Technology Fund
FII	Financial Inclusion Index
FIIs	Foreign Institutional Investors
FIMMDA	Fixed Income Money Market and Derivatives Association of India
FLCCs	Financial Literacy and Credit Counseling Centres
FMC	Forwards Markets Commission
FMD	Financial Market Department
FMI	Financial Market Infrastructures
FPS	Fair Price Shops
FRAs	Forward Rate Agreements
FRBM	Fiscal Responsibility and Budget Management
FRBs	Floating Rate Bonds
FRLs	Fiscal Responsibility Legislations
FSB	Financial Stability Board
FSDC	Fiscal Stability and Development Council
FSF	Financial Stability Forum
FST	Financial Sector Technology
GCC	General Purpose Credit Cards
GCF	Gross Capital Formation
GDP	Gross Domestic Product
GDS	Gross Domestic Savings
GFCE	Government Final Consumption Expenditure
GFCF	Gross Fixed Capital Formation
GFD	Gross Fiscal Deficit
GoI	Government of India
GPS	Global Positioning System
GRF	Guarantee Redemption Fund
G sec	Government Securities
GST	Goods and Services Tax
HLCCFM	High Level Coordination Committee on Financial Markets
HTM	Held to Maturity
IADI	International Association of Deposit Insurance
IAS	Integrated Accounting System
IBA	Indian Banks Association
ICCL	Indian Clearing Corporation Limited
ICOR	Incremental Capital Output Ratio
ICT	Information and Communication Technology
IDRBT	Institute for Development and Research in Banking Technology
IES	Integrated Establishment System
IFCs	Infrastructure Finance Companies
IFRS	International Financial Reporting Standards
IFTP	Inter bank Funds Transfer Processor
IGIDR	Indira Gandhi Institute of Development Research
IIBM	Indian Institute of Bank Management
IIFCL	India Infrastructure Finance Company Ltd.
IIM	Indian Institute of Management
IIP	Index of Industrial Production
IIT	Indian Institute of Technology
IMD	India Meteorological Department
IMF	International Monetary Fund
INFINET	Indian Financial Network
IOSCO	International Organisation of Securities Commissions
IPCs	Irrevocable Payment Commitments
IRDA	Insurance Regulatory and Development Authority
IRF	Interest Rate Futures
IRS	Interest Rate Swaps
ISMS	Information Security Management System
ISO	International Organisation for Standardisation
IT	Information Technology
ITBs	Intermediate Treasury Bills
ITeS	Information Technology enable Services
JLG	Joint Liability Group
JV/WOS	Joint Ventures/ Wholly Owned Subsidiaries
KCCs	Kisan Credit Cards
KVP	Kisan Vikas Patra
KYC	Know Your Customer
LABs	Local Area Banks
LAF	Liquidity Adjustment Facility
LAN	Local Area Network
LC	Letter of Credit
LCR	Liquidity Coverage Ratio
LTV	Loan to Value Ratio
M3	Broad Money
MCX	Multi Commodity Exchange
MCX-SX	MCX Stock Exchange
MENA	Middle East and North Africa
MFIs	Micro Finance Institutions
MFs	Mutual Funds
MIBOR	Mumbai Inter bank Offered Rate
MICR	Magnetic Ink Character Recognition
MIS	Management Information System
MMS	Mail Messaging Solution
MoF	Ministry of Finance
MoU	Memorandum of Understanding
MPLS	Multi Protocol Label Switching
MQRs	Mid Quarter Reviews
MSE	Micro and Small Enterprises
MSF	Marginal Standing Facility
MSME	Micro, Small and Medium Enterprises
MSP	Minimum Support Prices
MSS	Market Stabilisation Scheme
MURI	Minimum Unemployment Rate of Inflationxi
NAB	New Agreements to Borrow
NABARD	National Bank for Agriculture and Rural Development
NAIRU	Non Accelerating Inflation Rate of Unemployment
NASSCOM	National Association of Software and Services Company
NBFCs	Non Banking Financial Companies
NBS	Nutrient Based Subsidy
NCAF	Net Capital Adequacy Framework
NCD	Non Convertible Debenture
NDF	Non Deliverable Forwards
NDTL	Net Demand and Time Liabilities
NECS	National Electronic Clearing Services
NEFT	National Electronic Fund Transfer
NEL	Net External Liabilities
NFA	Net Foreign Currency Assets
NFSB	National Food Security Bill
NHB	National Housing Bank
NIBM	National Institute of Bank Management
NIM	Net Interest Margin
NOC	No Objection Certificate
NOF	Net Owned Fund
NPAs	Non Performing Assets
NPS	New Pension Scheme
NR(E)RA	Non Resident (External) Rupee Account
NREGA	National Rural Employment Guarantee Act
NRIs	Non Resident Indians
NSC	National Savings Certificate
NSCCL	National Security Clearing Co operation Limited
NSE	National Stock Exchange
NSFR	Net Stable Funding Ratio
NSM	Note Sorting Machines
NSSF	National Small Savings Fund
NSSO	National Sample Survey Office
OBCs	Other Backward Classes
OD	Over Draft
OIS	Overnight Index Swap
OLS	Ordinary Least Square
OMO	Open Market Operation
ORFS	Online Return Filing System
OTC	Over the Counter
OTS	One Time Settlement
PACS	Primary Agricultural Credit Societies
PAD	Public Account Department
PAR	Performance Appraisal Reports
PCR	Provisional Coverage Ratio
PDO-NDS	Public Debt Office Negotiated Dealing System
PDS	Public Distribution System
PFCE	Private Final Consumption Expenditure
PGPBF	Post Graduate Programme in Banking and Finance
PI	Participant Interface
PIOs	Persons of Indian Origin
PNs	Participatory Notes
POS	Points of Sale
PPP	Public Private Partnership
PSS	Payment and Settlement System
Q.E.	Quick Estimates
QIS	Quantitative Impact Study
RBI	Reserve Bank of India
RBSC	Reserve Bank Staff College
RCCP	Recommendations for Central Counterparties
RCS	Registrar of Co operative Societies
RD	Revenue Deficit
RE	Revised Estimates
RECS	Regional Electronic Clearing Service
REER	Real Effective Exchange Rate
RIA	Right to Information Act
RIDF	Rural Infrastructure Development Fund
RNBCs	Residuary Non Banking Companies
ROs	Regional Offices
RoA	Return on Assets
RoE	Return on Equity
RR	Revenue Rules
RRBs	Regional Rural Banks
RSSS	Recommendations for Securities Settlement Systems
RTGS	Real Time Gross Settlement
RTI	Right to Information
SACP	Special Agricultural Credit Plan
SCBs	Scheduled Commercial Banks
SCEPR	Steering Committee on Economic and
Policy Research
SCs	Scheduled Castes
SCSS	Senior Citizens' Saving Scheme
SDL	State Development Loan
SEBI	Securities and Exchange Board of India
SEZ	Special Economic Zone
SGL	Subsidiary General Loan
SHG	Self Help Group
SIDBI	Small Industries Development Bank of India
SIFI	Systemically Important Financial Institutions
SLAF	Second Liquidity Adjustment Facility
SLBC	State Level Bankers Committees
SLR	Statutory Liquidity Ratio
SMEs	Small and Medium Enterprises
SPMCIL	Security Printing and Minting Corporation of India
SPVs	Special Purpose Vehicles
ST CCS	Short term Rural Cooperative Credit Societies
STC	Short term Trade Credit
StCBs	State  Co-operative Banks
STCRC	Short term Co-operative Rural Credit
STOs	Sub Treasury Officers
STs	Scheduled Tribes
TAC	Technical Advisory Committee
TAFCUBs	Task Force for Cooperative Urban Banks
TAG	Technical Advisory Group
T Bills	Treasury Bills
TGA	Traditional Gap Analysis
UCBs	Urban Cooperative Banks
USE	United Stock Exchange
UTs	Union Territories
VAR	Vector Auto Regression
VAT	Value Added Tax
VECM	Vector Error Correction Mechanism
VGF	Viability Gap Funding
VVVF	Variable Voltage Variable Frequency
WMA	Ways and Means Advances
WPI	Wholesale Price Index
XBRL	Extensible Business Reporting Language
XML	Extensive Mark Up
Y-O-Y	Year on Year
ZCBs	Zero Coupons Bonds
ZCYC	Zero Coupon Yield Curve
ZTCS	Zonal Training Centres